Thanks to everyone for providing the ideas, they helps lead me to a area I never expected!
I’m still learning about 3D printing, sometimes multiple times a session as I print things. This was a fun one to explore and understand, at least I hope I understood 
, just the interaction between the knobs was really fascinating to figure out. This may not be the correct way to fixing the issue, but it’s what worked for me in the end.
I do believe the issue could be handled better, just don’t have the depth of knowledge a lot of folks here do. I’m open to alternate solutions, as I’m pretty sure my solution will not scale well.
This comment from @HandyDoodads helped start me down the path.
Cheers, 
-Mike
P.S. Those camera photos 
IKR …
Filament: Jayo PETG HS - 12 mm3/s (150 mm/s) Amazon Link
Printer: Sovol Zero: (Made for heroes too 
)
Slicer: OrcaSlicer 2.3.1, Sovol Stock Settings Used.
**
Model Description:** Single part two offset top layers. Protective end cap.
Top layer: 1 ~2mm above fist layer. Large square area with beveled corners.
Top layer: 2 ~6mm above first layer. Rectangular shape.
Model dimensions: X:~60mm,Y:~49mm,Z:~8mm
Model orientation for print: Lower left corner of the model X0,Y0,Z0 laying flat.
Print settings causing the issue:
Strength → Infill:
Sparse Infill=5%
Sparse Infill Pattern=Rectilinear
Sparse Infill Direction=45 Degree
Speed → Other layers speed:
Top Surface=150 mm3/s
TL;DNR / Updated these two settings:
Strength → Infill:
*Sparse Infill=15%
Speed → Other layers speed:
*Top Surface=50 mm3/s
Issue:
Having two different top layers and the above combination of settings was causing the issue. The lower top layer was caused simply by speed. The easiest fix was to reduce the Top surface layer speed. The second Top layer issue needed both speed and infill settings changed. The Sparse infill direction contributed to the weird consistent tearing pattern and were unchanged.
Lower Top Layer:
The lower of the two top layers continued to have issues until the speed was reduced. The lower area being ~2mm had a single sparse infill followed by internal bridging layer, covered with solid layers until the top surface layer. This resulted in the 5% pattern still still causing slight deformation in the pattern allowing for a loose bond between the layers of the rectilinear pattern.
Higher Top Layer:
While printing the Higher top layer had had it’s speed reduced the tearing could still be seen due to the height of the sparse infill pattern resulting in a more prominent deformation of the infill pattern resulting in the tearing still occurring. This was more easily seen while watching the print. As the space infill layers were being placed, you could easily see the height and gap were going to be a problem. Once the internal bridge went down you could see a slight sag, followed by the internal solid infill layers. Once you saw the surface layer placed on top of the already deformed layers due to the large infill layer gap, the tearing was instant and between the gap edges. By reducing the speed, this allowed time for the the top surface layer to lay more easily into the last layers. The model is only 6mm, I’m sure if I made the model taller, I’d actually see some serious sagging indentations show up.
Extra Note:
I want to look into the Speed → Acceleration → Top Surface = 5000 mm3/s speed. I feel like I might be able to move the lowered Top Surface = 50 speed up a bit by reducing the Top Surface Acceleration speed.
Also want to investigate the sparse infill part of the puzzle. Why, when I bumped the sparse infill up to 15% and speed back to 150, the tearing was still seen, but at a much smaller scale.
The part came out really nice after making those two changes.
Tried to increase speed and resulted in failed print but at much smaller scale.
Trying to validate speed change only fight with second top layer.
Failed 5% Sparse infill, 50, 55, 65, 100, 150 Top surface speed tests. Green box passes randomly as seen by the next one to the left that I tried with speed of 50. Several more in the red passed lower top layer, but the upper top layer was always problematic until changing to infill of 15% and slowing top surface speed down to 50 mm3/s.
Thank you for sharing the photos, helps me decide which filament type to focus on.
thank you.
